Studying at the Sorbonne: Making Money
Work hard, play hard. No need to sacrifice everything if you're earning pennies... |
How does a
student survive in Paris? I’ve been getting this question a lot lately, and I
thought it might be useful to share a bit of info to dispel any notions that we
students are all funded by our parents. That is certainly not the case for me
and nearly all of the international students I know.
Clearly, it
is very possible to live in Paris as a student. Why else would it be the top
city for students, in this year’s QS rankings?
But here’s
the thing – nothing s handed to you, and no one will give you the answers if
you don’t ask. So since so many people have been asking me, I thought I’d give
back a bit of insider info in a nice, convenient, English-speaking manner.
While no means exhaustive or universally-applicable, this list should get the
ball rolling for any student wannabes in France.
The Cost
Just for a refresher,
check out my post earlier this year on the costs of living in Paris and
attending the Sorbonne. Some things (tuition) are cheap. Other things (rent)
can be expensive. So prepare a budget and stick to it.
Making Money
So here’s
the deal. Non-EU students with a visa can only work so much (about 20 hours a
week) with a contract. What’s that mean? Imagine you get a job at a café, a
shop, or even a place like Starbucks, the employer can only legally hire you
for 20 hours a week. Imagine you earn maybe 10 euros an hour (SMIC, or minimum wage, is 9.53 euros an
hour in 2014), take out taxes, and you have probably somewhere around 150 euros
a week in the bank if you’re lucky.
That’s not
a whole lot, I know. Especially if your rent is 600 euros, because you know,
food is fun sometimes. This is why it helps to save up for a year or two at the
Sorbonne. But for those who think, “Oh man, I’m screwed,” don’t give up so
easily. While many students do manage a meager existence through such
low-paying, part-time jobs, there are other options instead of, or in addition
to these
You don't need a lot of money to enjoy Paris... |
A “Job”
So if you
want stable income, get a legitimate job with a contract. A contract will
either be a CDI (an indeterminate, or endless contract) or a CDD (a contract
with a timeframe built in). If you have a CDI at a café, you’re set, you get
your healthcare more or less taken care of (though you’ll pay that at the
Sorbonne, too, so be sure to request a refund from the school’s insurance if
you do have a job with a contract!).
In this
situation, you know how much money you’ll have to work with each month. And you
won’t be able to get fired too easily, either.
You’ll have
to work around your school schedule, so work that out in advance as well.
Usually there are few night classes at the Sorbonne, so an evening job isn’t a
terrible idea. Homework isn’t crazy, and many programs don’t require much
reading, but it depends on your program of course.
“Freelancing”
Now imagine
you want to make a bit more money. For example, I liked to be able to put my
heat on for a few minutes in the winter, and I also sprang for socks without
holes in them from time to time.
So I wanted
to earn a bit more. I began freelancing, working jobs around my schedule, and
negotiating fees beyond the minimum wage or at least working as much as I
wanted without being limited by a 20 hour contract.
The pros? You
can work as much as you want and earn more money.
The cons?
There is no stability, no contract, and no guarantee you’ll have a certain
amount of money each month.
There are a
few ways to do this. First, you can work directly for a family as an au pair
(nanny), an English tutor, or a babysitter. These jobs tend to work well with a
university student schedule and can pay handsomely if you find the right
family.
Craigslist,
posts at American schools, or even just word of mouth are the best way to poke
around for such a job. Once you get into the French family business, it becomes
easier to find other families to hire you.
Secondly, other
people work under the table for various companies (usually found on Craigslist
again, but be careful!) earning cash for services often related to the service
industry. Sometimes you’ll get paid into a British or American bank account
instead of into your French one. Sometimes you’ll get paid into PayPal.
There are
many ways that people go around the “customary” (read: legal) ways of paying
you. Be wary of such jobs since they rarely provide any benefits and you have
no leverage.
At least
families are usually nice and depend on you. Businesses will more likely
exploit you if they are going under the table.
Then there
is a third way to work as a freelancer – become what the French call an autoentrepreneur.
Essentially it’s a
fiscal status that creates you – and just you – into your own company. It gives
you a tax ID number that you can use to create invoices, pay taxes, and work
legally on your own terms.
Legally
working for yourself? Yes – you need not have a storefront or an office to have
a company. You can do it from home, in pajamas, at 3AM in the morning if you
want.
What does
this look like in practice? If you are an autoentrepreneur
and you want to offer design services for a company, translate documents for a
business, bake cakes for holiday parties, act as a consultant for a company, or
provide any other type of service that an organization might need, you can do
it – legally!
Essentially
you are a subcontractor who comes in for a project, fulfills a need, and then
moves on, or else provides further assistance for the same client.
You agree
on a price, you create a bill for them, and they can legally pay you. It’s then
up to you to enter your earnings online and report them to the government (an
easy process). It’s a pretty cool system that has allowed me do work for plenty
of various employers – or actually, clients – in Paris.
Yes, it will be tiring... |
Be careful,
however, that a company doesn’t hire you in a sort of 9-5 position, telling you
that you need to enroll as an autoentrepreneur.
The idea is to be a freelancer, not an office worker. If you are working an
office job and getting paid as an autoentrepreneur,
this is basically the employer’s way of hiring cheap labor, and it’s
technically illegal. They don’t have to pay the taxes to keep you as a worker,
including your health benefits. That becomes your responsibility.
Why work a
regular job if you don’t get any of the perks???
Regardless,
the status is a great way around the fixed income of a 20-hour week, or a great
complement to it. It allowed me to work at night in a pizzeria and on weekend
give tours for a company and earn extra money. Win-win!
Multiple Incomes
I guess I
should stress that for real poor students, or those with no savings or parental
financing, prepare to work multiple jobs. Try to have multiple sources of
income in order to be able to live comfortably and not always be stressing
about money.
It’s better
in my opinion to be busy and know that you can pay for dinner than to have a
lot of free time to “study” (read: waste time on Facebook) and be worried about
money issues.
I found
that working more forced me to be more organized, and my grades actually did
better as I had less time to dedicate to school during the busier periods. If
you’re the opposite, plan accordingly…
Earning less? Learn to eat cheap... |
Managing Expectations
Last but
not least, French students don’t carry Louis Vuitton bags or go for dinners at
Michelin-starred restaurants every week. Most Parisians don’t, for that matter.
Prepare to cook for yourself, to go to the market, to buy clothes at H&M or
Uniqlo, and to drink cheap wine instead of cocktails.
You’re here
to study, to get a degree, and to reap the benefits of higher education once
your diploma is in hand. That dreamy Paris in the movies is going to have to
wait. You have some Nietzsche to read…